Luke Gardiner

Meet Luke

Founder & CEO

Luke is the Founder & CEO of Loans4Homes and has been in the finance industry for almost 20 years. In that time he's helped hundreds of people take control of their finances and climb the property ladder – and it never gets old! Whether you're buying your first home, or you're an investor with complex trust structures in place, Luke is all about streamlining the process and helping you make strategic decisions.

Outside of work, you'll find him playing soccer, training at the gym, making dad jokes (seriously so bad they're good) and spending time with his wonderful wife and daughter. He also loves travel and has visited more than 25 countries. New Zealand (specifically Queenstown) is his favourite, and Canada is next on his bucket list.
Your (not so secret) superpower?
I can drink coffee after 5pm and still sleep like a baby.

Finance strategy in 4 simple steps

Here to make the process easy and stress free!
1
Understand you
We spend time with you to understand your goals and needs
2
Analyse your options
We analyse thousands of loan products to find the right fit
3
Apply for the loan
We make sure your application presents a strong case to the bank
4
Long-term support
We monitor the market to ensure you've always got the right solution
READY TO TAKE ACTION?

Request a no strings chat

We know what the banks are looking for and can help find you a lending solution that works in your best interests.
Let's talk
We get that securing a home loan as a business owner can feel like you're jumping through hoops. We make the process easier and will match you to a lender that suits your needs. 
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Copyright © 2024 Loans4Homes | Luke Gardiner is a credit representative (Credit Representative Number 367531) of BLSSA Pty Ltd (Australian Credit Licence No. 391237). loans4homes is owned and operated by Gardiner Financial Services Pty Ltd ABN 62 160 882 244
Doreen MW
We have used Luke for a number of years , setting up 3 loans with his help. Luke is extremely efficient, reliable, honest and communicates very clearly with all the pros and cons to each option. We will continue to use him for future refinances.
Doreen MW
14 June 2023
Soupz G
We've been with Loans4homes for 4 years now. We bought our first home with them and also refinanced it with them. As complete newbies to this whole process, Adam was very patient and very knowledgeable which made everything a lot less daunting. The experience has been smooth, with clear, consistent communication and impeccable attention to detail which set us up to achieve our goals. We have already referred Loans4homes to several friends based on this experience and would continue to refer them to others.
Soupz G
5 June 2023
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