Cronulla’s local mortgage brokers

At Loans4Homes, we are passionate about making your homeownership dreams a reality. We understand that navigating the world of home loans can sometimes feel a bit overwhelming, but we are here to simplify the process for you and help you feel confident every step of the way. Our founder and CEO, Luke Gardiner, started Loans4Homes in 2012 after working in banking and financial services. With his extensive experience, Luke is great at looking at complex loan structures and enjoys a good challenge. He believes that clear communication and attention to detail are really important for success in this industry.

We believe in being seriously helpful. We talk to you like a friend at a barbecue, avoiding jargon and keeping things easy to understand. Our focus is always on you and what our communication means for your financial journey. We want to empower you to make informed decisions and feel completely at ease. We are optimistic and here to make the complicated easy. We are excited to help you find the right loan for your circumstances.

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Buying Property in Cronulla

Cronulla, a beautiful beachside suburb in southern Sydney, is a gem located approximately 26 km south of the central business district. It is famous for its stunning coastline, relaxed vibe and surf culture, making it a highly desirable place to live. You will find a mix of housing here, from modern apartments with ocean views to more traditional homes, catering to a diverse range of residents. Cronulla offers a fantastic lifestyle with its iconic beaches perfect for swimming, surfing and coastal walks.

The suburb has a lively town centre with a great selection of cafes, restaurants, boutiques and essential services, creating a vibrant atmosphere. There are also good schools in the area and plenty of recreational facilities, including parks and sporting clubs. Cronulla's transport links are excellent, with a train station providing direct access to the city, and ferry services connecting to nearby attractions like Bundeena and the Royal National Park. If you are looking for a community with a strong beach culture and all the conveniences of suburban living, Cronulla is a wonderful choice.

Services we provide 

Why choose us to be your mortgage brokers: 

  • As a non-bank-affiliated loan expert, we work in your best interests. 
  • We save you time and hassle by doing the legwork for your application. 
  • We’ll be your partner, always! We are here for your today, tomorrow and future goals. 
  • We come highly recommended by our customers - 89 five-star Google reviews and counting. Read what our customers have to say 

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Useful tools

Use these handy loan calculators to help you calculate how much you can borrow, figure out how much you need to set aside for stamp duty charges, see how much you could save on your mortgage by making extra repayments and more.

How much can I borrow?

Your borrowing power is a critical number to know because it helps you understand how much you can spend on a property. Find out how much you can borrow now.

How much is stamp duty?

Find out how much budget you need to set aside to cover Stamp Duty costs and what the requirements are in your state or territory.

Compare repayments

The split loan calculator will determine your required repayments and how they compare for the variable term and fixed term of the loan.

Get in touch with your local home loan expert today

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