Finance solutions as individual as you are

Buying, selling or refinancing? Whatever your finance goals, we'll build a custom strategy to make it happen.
Climb the property ladder with confidence
Complex scenario specialists
Ultimate choice and flexibility
Ongoing support and check ins
Home loans
Debt consolidation
Self-employed specialists
Complex lending
Loan reviews
Business finance

Build wealth through property

Secure finance
Planning to buy your first home, dream home or investment property?
Get a better deal
We play hard ball with the banks to get you a better deal on your loans.
Invest in property
We can help you either borrow through your SMSF or leverage your equity.
Learn more

Grow and sustain your business

Grow and sustain your business
Drive your business forward with strategic funding solutions.
Commercial property
Buy your own office or warehouse space and be your own landlord.
Asset and equipment finance
Purchase the assets you need to power your business.
Learn more

25+

Lenders

20+

Years in finance

5

Star reviews

1

Priority: you
Loans4homes
Self-employed lending specialists
We have so much respect for people who give it a crack and run their own business. As small business owners ourselves, we get your challenges and are here to make things easier.
Meet the team

Access a wide range of lenders

Think of us as your finance matchmakers
Just some of our lenders

Finance strategy in 4 simple steps

Here to make the process easy and stress free!
1
Understand you
We spend time with you to understand your goals and needs
2
Analyse your options
We analyse thousands of loan products to find the right fit
3
Apply for the loan
We make sure your application presents a strong case to the bank
4
Long-term support
We monitor the market to ensure you've always got the right solution

You could be one conversation away from achieving your property goals

The finance market is not exactly simple. And when you're a business owner, the structure of your finances, income and assets is not simple either. We know what the banks are looking for and will help find you a lending solution that works in your best interests.
Let's talk
We get that securing a home loan as a business owner can feel like you're jumping through hoops. We make the process easier and will match you to a lender that suits your needs. 
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Copyright © 2024 Loans4Homes | Luke Gardiner is a credit representative (Credit Representative Number 367531) of BLSSA Pty Ltd (Australian Credit Licence No. 391237). loans4homes is owned and operated by Gardiner Financial Services Pty Ltd ABN 62 160 882 244
Doreen MW
We have used Luke for a number of years , setting up 3 loans with his help. Luke is extremely efficient, reliable, honest and communicates very clearly with all the pros and cons to each option. We will continue to use him for future refinances.
Doreen MW
14 June 2023
Soupz G
We've been with Loans4homes for 4 years now. We bought our first home with them and also refinanced it with them. As complete newbies to this whole process, Adam was very patient and very knowledgeable which made everything a lot less daunting. The experience has been smooth, with clear, consistent communication and impeccable attention to detail which set us up to achieve our goals. We have already referred Loans4homes to several friends based on this experience and would continue to refer them to others.
Soupz G
5 June 2023
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